Contractor Capital Advance Apply Now →
✓ Funded in 24 hours✓ 500+ credit OK✓ $25K–$5M✓ Soft credit pull✓ Apply in 1 minute
Landscaping Funding · 2026

Merchant Funding for Landscaping Contractors

Fast capital for landscaping contractors — a funding repaid as a slice of your deposits, funded in as little as 24 hours when a job or repair can't wait.

$25K–$5Mfunding range
24 hrstypical funding
500+credit scores OK
Contractors& trades
No collateralfor working capital

See how much your contracting business qualifies for

$25K to $5M in revenue-based funding for contractors and trades — approved on your revenue, funded in as little as 24 hours.

  • ✓ 500+ credit
  • ✓ 6+ months open
  • ✓ $10K+/mo revenue
1-Minute Application

Apply Now — Get Funded in 24 Hours

Start your application in about a minute. A real decision fast — soft credit pull, no obligation.

START MY APPLICATION →

🔒 Soft credit pull · will not affect your credit score

Short answer: A merchant funding gives a landscaping contractor fast cash repaid as a small slice of deposits — the quickest, most credit-flexible option (FICO 500+) for landscape and hardscape installs. Contractor Capital Advance advances $5,000 to $2,000,000 in as little as 24 hours, and compares it against lower-cost options so you take the smartest one.

Reviewed by the Contractor Capital Advance team · Updated July 2026

How funding works, step by step

From application to funding in four steps — most contractors complete it within a day.

1

Apply in 5 minutes

Complete a short online application. It uses a soft credit pull that does not affect your score.

2

We review your deposits

Approval is based on your last 3 months of business bank statements — not tax returns or the contract.

3

Get your offer

Review your amount and terms up front, with any fees disclosed before you accept. No obligation.

4

Get funded

Sign and receive funds by ACH, often within 24 hours of approval.

What landscaping contractors fund

Common uses of capital for landscaping contractors through Contractor Capital Advance.

Use of fundsTypical amountSpeed
Fast working cash$5K – $500K24 hours
Equipment repair$10K – $250KSame day
Payroll & materials$25K – $1M24 hours
Bridge a slow draw$50K – $2M1–2 days

Why contractors choose us

  • Underwritten on deposits, not the contract
  • FICO 500+ accepted; approval on revenue
  • Funds in as little as 24 hours
  • Repay as the project pays you
  • Built for how contractors get paid

What you need to apply

  • US-based contracting business
  • 6+ months in business
  • ~$30,000+ in monthly revenue
  • Last 3 months of bank statements
  • Valid EIN and business bank account

Frequently asked questions

Is an advance the best option for a landscaping contractor?
It's the fastest and most credit-flexible. If you qualify, a line of credit or revenue-based funding often costs less — we compare both for landscaping contractors before you sign.
Do I need the contract to qualify?
No — approval is based on your business bank deposits, not the awarded contract, which keeps it fast.
How fast can I get funded?
Most contractors fund within 24 hours of approval, with a 5-minute application and a soft credit pull.
Do I need good credit?
No — FICO 500+ can qualify because approval is weighted toward revenue and deposits.
Is this a business loan or a funding?
Both are available. The right structure depends on your revenue, credit, and how you prefer to repay — fixed payments or a share of your deposits. We show you the options you qualify for before you commit.
What can I use the funds for?
Any legitimate business purpose — payroll, materials, equipment, mobilization, covering the gap between draws, or growth. There are no restrictions on how you deploy working capital.
Are there any upfront fees to apply?
No. Applying and getting a decision is free, and any fees are disclosed in your offer before you accept — so there are no surprises.

Sources & further reading

Figures on this page are typical 2026 industry ranges provided for general information; your actual terms are set at application.

Get a landscaping funding

Apply in 5 minutes with a soft credit pull. Keep your crews and materials moving.

Apply Now →

Figures shown are typical 2026 industry ranges and vary by underwriting; actual terms are set at application. Funding is subject to approval. Product and company names referenced are the property of their respective owners.

Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

Apply Now →

Why contractors choose us

Built around construction cash flow — progress billing, slow-paying GCs, mobilization, and equipment.

🏗️

Built for contractors

GCs, subs, HVAC, plumbing, electrical, concrete, roofing, excavation — we understand construction cash flow.

⚡

Funded in 24 hours

Mobilize a new job, make payroll between draws, or buy materials — decision in as little as 4 hours.

📊

Approved on your revenue

500+ FICO accepted. We underwrite on your deposits and receivables, not just your credit score.

Ready to get funded?

Approved on your deposits, not just your score. Funded in as little as 24 hours.

START MY 1-MINUTE APPLICATION →
Apply Now — Funded in 24 Hours →
Before you go

See how much your contracting business qualifies for

$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.

START MY 1-MINUTE APPLICATION →

No obligation · takes about a minute