Fast, flexible funding for contractors to buy equipment, cover costs, take on bigger projects, and grow with confidence.
From equipment and materials to payroll and project expansion, we provide the capital to keep your business moving — on your terms.
Explore All SolutionsPick the capital that fits the work — from same-week working capital to equipment, lines of credit and invoice funding. One simple application covers them all.
Cover payroll, materials and day-to-day costs between draws and invoices.
Learn moreFinance excavators, trucks, lifts and tools with the equipment as collateral.
Learn moreDraw only what you need, when you need it, and pay it down as jobs pay.
Learn morePayments that flex with your deposits, built for seasonal and project-based revenue.
Learn moreTurn unpaid invoices and slow-paying GCs into cash you can use this week.
Learn moreShort-term capital to mobilize a new job or bridge the gap to your next payment.
Learn moreComplete our 1-page application and submit 4 months of bank statements.
Receive a decision in as little as 1–2 business days.
Funds hit your account so you can keep your projects moving.
“The process was fast and easy. We got the funds we needed to take on a larger project and keep our crew working. Highly recommend!”
Contractors can access $25,000 to $5,000,000 depending on monthly revenue, time in business, and the funding product. Working capital typically starts at $25K; equipment financing and lines of credit can reach $5M.
A funding decision comes as fast as 4 hours, with money wired in 24 to 48 hours after approval. Same-day funding is available for qualified applicants.
A personal FICO of 500+ is accepted. Revenue strength and consistent bank deposits matter more than the score itself; lower scores are reviewed case-by-case.
Yes. Contractors with a 500+ FICO and steady revenue can qualify. Approvals are based on business cash flow and deposit history, not credit score alone.
500+ FICO, 6+ months in business, $10,000+ per month in revenue, a business bank account, and an actively operating contracting business. No business plan or tax returns required for most amounts.
For working capital, no collateral is required and most amounts under $500K need only 3 months of business bank statements â no tax returns or business plan.
Payroll, materials, equipment purchases, job mobilization, bonding, subcontractor payments, retainage and net-90 receivable gaps, expansion, and covering the cash-flow gap between winning a job and getting paid.
