Revolving credit · Draw as needed · FICO 500+

Contractor Line of Credit in Rhode Island

Rhode Island: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Rhode Island contractors and trade businesses can get $25,000 to $5,000,000 in contractor line of credit — approved on your revenue and bank deposits, not just your credit (FICO 500+), with a fast approval. Contractor Line of Credit gives you revolving credit to draw as needed — pay only for what you use. You don't need an existing loan or advance to qualify — this is straight first-position capital for Rhode Island contractors.

Get funded in Rhode Island — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Rhode Island contractors choose us

  • Revenue outweighs the score. A 500+ FICO in Rhode Island is fundable when the machines are earning.
  • No existing note required. First-position funding, whether the iron is new or already on your books.
  • $25K to $5M. A single skid steer through a full Rhode Island fleet refresh, from one source.
  • Auction-speed decisions. Most Rhode Island approvals come in 2 to 4 hours and fund the same day — the difference between winning the machine and watching it go.

What Rhode Island contractors finance with contractor line of credit

Equipment decides what a Rhode Island contractor can bid on. Owners here put the capital into:

  • Cover recurring material and labor costs
  • Keep a buffer between draws
  • Handle payroll swings
  • Jump on material deals

How it works in Rhode Island

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Rhode Island contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Rhode Island business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first position, and a Rhode Island contractor with unencumbered equipment gets the strongest terms.

What credit score do I need? 500+ FICO is accepted. Underwriting looks at what the equipment earns, not the score alone.

Get contractor line of credit in Rhode Island today

Fast, first-position funding for Rhode Island contractors — approved on revenue, funded the same day. Apply Now ⚡