New Jersey: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.
Apply Now →New Jersey contractors and trade businesses can get $25,000 to $5,000,000 in contractor line of credit — approved on your revenue and bank deposits, not just your credit (FICO 500+), with a fast approval. Contractor Line of Credit gives you revolving credit to draw as needed — pay only for what you use. You don't need an existing loan or advance to qualify — this is straight first-position capital for New Jersey contractors.
Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →
Equipment decides what a New Jersey contractor can bid on. Owners here put the capital into:
Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, New Jersey contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.
How fast can a New Jersey business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.
Do I need an existing loan or advance? No. This is first position, and a New Jersey contractor with unencumbered equipment gets the strongest terms.
What credit score do I need? 500+ FICO is accepted. Underwriting looks at what the equipment earns, not the score alone.
Fast, first-position funding for New Jersey contractors — approved on revenue, funded the same day. Apply Now ⚡
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