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Equipment financing · New & used · FICO 500+

Contractor Equipment Financing in San Diego, CA

San Diego: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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San Diego contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for San Diego contractors.

Get funded in San Diego — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why San Diego contractors choose us

  • Revenue outweighs the score. A 500+ FICO in San Diego is fundable when the machines are earning.
  • No existing note required. First-position funding, whether the iron is new or already on your books.
  • $25K to $5M. A single skid steer through a full San Diego fleet refresh, from one source.
  • Auction-speed decisions. Most San Diego approvals come in 2 to 4 hours and fund the same day — the difference between winning the machine and watching it go.

What San Diego contractors finance with contractor equipment financing

Equipment decides what a San Diego contractor can bid on. Owners here put the capital into:

  • Buy or replace heavy equipment
  • Add trucks and trailers
  • Upgrade to newer machines
  • Add capacity for a new contract

How it works in San Diego

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, San Diego contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a San Diego business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first position, and a San Diego contractor with unencumbered equipment gets the strongest terms.

What credit score do I need? 500+ FICO is accepted. Underwriting looks at what the equipment earns, not the score alone.

Get contractor equipment financing in San Diego today

Fast, first-position funding for San Diego contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Equipment Financing across California

We fund contractors in San Diego and California. Explore nearby cities and other funding options below.