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Equipment financing · New & used · FICO 500+

Contractor Equipment Financing in Charleston, SC

Charleston: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Charleston contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for Charleston contractors.

Get funded in Charleston — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Charleston contractors choose us

  • Revenue outweighs the score. A 500+ FICO in Charleston is fundable when the machines are earning.
  • No existing note required. First-position funding, whether the iron is new or already on your books.
  • $25K to $5M. A single skid steer through a full Charleston fleet refresh, from one source.
  • Auction-speed decisions. Most Charleston approvals come in 2 to 4 hours and fund the same day — the difference between winning the machine and watching it go.

What Charleston contractors finance with contractor equipment financing

Equipment decides what a Charleston contractor can bid on. Owners here put the capital into:

  • Buy or replace heavy equipment
  • Add trucks and trailers
  • Upgrade to newer machines
  • Add capacity for a new contract

How it works in Charleston

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Charleston contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Charleston business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first position, and a Charleston contractor with unencumbered equipment gets the strongest terms.

What credit score do I need? 500+ FICO is accepted. Underwriting looks at what the equipment earns, not the score alone.

Get contractor equipment financing in Charleston today

Fast, first-position funding for Charleston contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Equipment Financing across South Carolina

We fund contractors in Charleston and South Carolina. Explore nearby cities and other funding options below.