Apply Now →Apply Now →Iowa City contractors move fast — and so should your capital. Contractor Capital Advance delivers $25,000 to $5,000,000 to Iowa City-area construction and trade businesses, approved on revenue with FICO 500+ and funded in as little as 24 hours.
Get Funded in Iowa CityIowa City, IA is riding university and healthcare construction. That growth means bigger jobs, longer payment cycles, and more pressure on cash flow. Contractor Capital Advance bridges that gap with fast contractor capital designed for Iowa City-area general contractors, electricians, plumbers, HVAC contractors, roofers, concrete and masonry crews, framers, excavation and site-work firms, and specialty trade subcontractors.
Unlike a bank, we approve on your business's revenue and deposit history — not just your credit score — so Iowa City contractors with a 500+ FICO and steady monthly revenue can qualify, even after a bank turns them down.
Cover payroll, materials, and mobilization on Iowa City jobs before your first draw lands.
Finance the iron your Iowa City crews run — excavators, trucks, tools, and machinery.
Draw as you need across multiple Iowa City-area projects and repay as checks clear.
Turn net-30/60/90 receivables and retainage into cash you can use now.
$25K to $5M in revenue-based funding for contractors and trades — approved on your revenue, funded in as little as 24 hours.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
A funding decision in as little as 4 hours — no month-long bank review.
Approved on cash flow, so a rough credit patch won't stop a strong Iowa City operator.
We fund contractors across Iowa City and all of Iowa — and all 50 states.
Free online application, soft credit pull, no obligation.
Apply in minutes. Soft credit pull. Funded in as little as 24 hours.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
Built around construction cash flow — progress billing, slow-paying GCs, mobilization, and equipment.
GCs, subs, HVAC, plumbing, electrical, concrete, roofing, excavation — we understand construction cash flow.
Mobilize a new job, make payroll between draws, or buy materials — decision in as little as 4 hours.
500+ FICO accepted. We underwrite on your deposits and receivables, not just your credit score.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
We fund contractors in Iowa City and Iowa. Explore nearby cities and other funding options below.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute